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Financial Planning for your Fourth Year

03.25.13 // Finance, Medicine

If you are footing the bill for medical school (and by you, I mean the US government), you’ll like receive slightly more financial aid during fourth year to cover the increased costs. However, depending on your field of interest (and the number of programs you need to apply to and interview at), it’s extremely easy to max out your loan money and end up dry.

Fourth year costs include:

  • USMLE Step 2 CK: $560
  • USMLE Step 2 CS: $1120 + travel/lodging if necessary (which it is for everyone who doesn’t live in or near Atlanta, Houston, Chicago, LA, or Philly)
  • “Releasing” Step scores to ERAS: $70
  • NRMP Registration: $50 (+$15 for couples)
  • ERAS: Varies, generally a few hundred to over a thousand.
  • Travel for interviews: priceless

For ERAS, the costs are calculated based on the number of applications within a specialty:

  • Programs Up to 10 – $92
  • Programs 11-20 – $9 each
  • Programs 21-30 – $15 each
  • Programs 31 or more – $25 each

This means that competitive specialties (for which many people submit 40-60 applications) cost significantly more. 50 derm programs, for example, will set you back $832. And of course those seeking advanced specialties like derm, radiology, rad onc, etc also need to apply to preliminary or transitional year programs. If you apply to both medicine internships and transitional years, you add at least another $184 (as one program costs as much as 10 within a single residency field).

Depending on how widely you plan to travel for interviews and how many interviews you go on, the costs can vary from expensive to prohibitively expensive. It’s difficult to find a flight and hotel for an interview less than $350 or so, for example, so it’s not uncommon for people to spend up to $10k after all is said and done. That total figure though hinges a lot on where you’re looking: if you’re focusing on regional programs that you can drive to or can at least crash at a friend’s place, then your per-interview-costs will be low. If you’re shotgunning the whole country, stay at hotels, and want to make some fun trips out of the process, expect to need some help. As a result, many students are forced to seek additional financing (even from other than the Bank of People Who Love You): consult your school Financial Aid to discover lowish-interest loans that may be available through your county and state medical societies. And then, of course, there are always traditional banks if need be.

And don’t forget, school may end in May, but you won’t get paid until July. And you probably have to move too.

For example, in Texas (where I studied and practice), medical students can partake from the Minnie Stevens Piper Foundation loans (maximum of $10k at 4%, payment starting 1 year after graduation) or TMA educational loans (which enter repayment 4 years[!] after graduation). Both of these are under better terms than a typical personal loan from a bank, so ask your school’s student aid/financial guru what programs are available to you if you need them.

After all, what’s an extra few thousand here or there, right?

Your CV for ERAS and residency

03.18.13 // Medicine

The CV (curriculum vitae) is an essential professional summary of your qualities as a candidate for residency, and there is no better time to start on it than as soon as possible. Not only do you need it for ERAS itself, but you’ll also need it for away rotation applications and for the faculty writing your letters of recommendation (and having your materials ready gives you the best chance of getting your LORs back promptly). Do a good job on it now and it’ll be easy to update as time goes on to reflect your latest endeavors. The Careers in Medicine CV webpage (login needed) has an excellent point-by-point summary that you should consult as you work on your CV.

The general categories on a CV generally include:

  • Contact and personal info (use your full legal name)
  • Education (all college level and beyond)
  • Honors and Awards (if applicable)
  • Work experience (especially if there are gaps in your timeline; also can include non-paying volunteer and leadership activities done during medical school)
  • Research (if applicable): Publications & Presentations and conferences (often listed separately)
  • Professional Memberships (if applicable, can be put with extracurricular activities)
  • Extra-curricular activities (feel free to tailor the list to prevent it from being over-long and having less important activities overshadow significant ones)
  • Hobbies and Interests (this grab bag is often interview fodder and sometimes are the only factors that differentiate an applicant from the pack)

One common point of contention amongst students and even mentors is whether to include activities performed before enrolling in medical school (especially college). The stance of people I agree with has been that there are two very good reasons to include an “old” thing in your CV:

  1. It explains a gap in time. You want to account for all time between high school and your application. If there are years between college and medical school, you need to state what you were doing.
  2. It coincides with a long-held or continuing interest. Examples include peer advising, research, etc. If it helps explain you as a person and you’re not simply padding the length, then don’t be scared to include something.

If you think an activity is relevant, makes you look good, or informs the reader as to who you are as a person, then don’t feel guilty about including it. Just remember the important adage: the more you write, the less they read.

Examples of properly formatted and phrased CVs can be found at the CiM CV webpage. There is no formal length requirement, but chances are it’ll fit on 2 pages unless you’ve been publishing a lot. Generally, it is organized by category and items appear in reverse chronological order (most recent first). Use one font (or two—one for headings and one for text). Use bullets, bold, italics, and/or indentation to keep things organized.

Keep in mind that you will put your CV into ERAS item by item, so the formatting/appearance of your CV will only be seen by your letter writers or rarely during interviews if requested.

Don’t forget to include a few hobbies/personal interests. In many most nearly all cases, these items will be the only interesting thing you and your interviewers will talk about it.

Have your CV vetted by your specialty and faculty mentors.

How to write your personal statement for ERAS/residency applications

03.10.13 // Medicine

The personal statement is occasionally a chance to “make” your application, but it’s always a risk to “break” it.

Keep in mind: it’s only 1 page (literally—it should fit on no more than one page when printed from the ERAS application, which is somewhere around 750-800 words on the longer end; 600-650 is a better goal; mine was around 500). On one interview, I was told that the program’s main criteria for evaluating personal statements was not noteworthiness but rather inoffensiveness.

Questions to ask yourself in approaching the PS:

  • What are the reasons for choosing the specialty?
  • What are my career plans?
  • What accomplishments do I want to emphasize?
  • What outside interests do I have?
  • What contributions can I make to the specialty and the residency program?

You don’t have to answer all of these questions, but answering one or two will help you get the point of view you need to get a draft going.

The personal statement is a chance to state why you are choosing a specialty (and a location or a specific program) and to try to convince the reader that you are a good fit. While you are trying to say that you are awesome, you cannot simply say you are awesome. Like fiction, you should show, not tell when possible. This is not a CV in paragraph form. You must be more subtle.

Things to do:

  • Give yourself plenty of time to write; start now.
  • Write more than one. Tell your story from multiple angles and see which one comes out on top.
  • Often your first essay is not the best.
  • Consider explaining gaps in your application (leave of absence, course failure, low Step 1)
  • If there are particular programs you are desperate for, you may consider tailoring your statement for them. The individualized approach is obvious and is unlikely to make the desired impact. If you tailor, don’t be a sycophant (it’s too transparent). The most important time to individualize your PS is if you discuss, for example, your desire to be part of a big bustling academic center: make sure to change that if you are applying to a small community program.
  • Be straightforward in your writing
  • Edit and proofread your work carefully. Then do it again. And again. And then one last time for good measure.
  • Be concise. Edit down until every word counts. I personally subscribe to the common reviewer adage: “The more you write, the less I read.”
  • Ask for second opinions and feedback; you don’t always have to listen but it’s important to receive.
  • Your parents and significant others are wonderful readers, but they are generally insufficient. They love you too much. Have your PS vetted by your Specialty and Faculty Mentors.

Things to avoid:

  • Self-Congratulatory Statements
  • Self-Centered Statements
  • “Emotional” Stories (give it a try, but be wary). Telling your reader about your feelings directly often makes the feelings themselves feel contrived.
  • Reality embellishment (anything you write is fair game as interview fodder; if you can’t discuss it at length, then it shouldn’t be there)
  • Using tired analogies (or any analogies, really)
  • Quotations (you couldn’t think of 500 words of your own?)
  • Remember, your reader has a stack of applications. Don’t make your essay hurt to read, overly cutesy, or sappy to the point where it’s no longer convincing.

For most people, your personal statement will not/cannot stand out in a good way (standing out in a bad way, though, is entirely possible). Why you pursued medicine may have been an interesting story (hint: it probably wasn’t), but why you chose your specialty is likely even more banal. If you don’t feel like you have anything special to say, it’s because you don’t. That’s normal. Aim for competence.

There are sample essays available for perusal on medfools. I think even the “good” ones are pretty painful in general, but your mileage may vary. Here are some good tips from UNC. The AAMC Advisor also has some quick advice. If your remember your login, Careers in Medicine also has similar stuff.

How/where to learn to read EKGs

02.25.13 // Medicine

EKG/ECG instruction is a mixed-bag nationwide. Every physician is supposed to know how to read an EKG, though for many students, EKG interpretation is a skill one is supposed to somehow pick up naturally (magically) on the wards. No one seems as confident in their abilities as they’d like. And while EKG machines themselves can and do identify many abnormalities, part of the challenge of real life is to know when to ignore the machine reading.

There is a basic subset of foundational EKG knowledge that (second or) third-year medical students should acquire, and many of the resources below will easily get you there. Also note that a strong background in cardiology informs your knowledge of EKGs and vice versa.

When it comes time to learn, do the following three things:

  1. Pick a source and read it thoroughly
  2. Pick a system/routine of interpretation (your source should detail) and stick to it. Use it every time until it becomes natural.
  3. Do examples. Do more examples. Wait until you’re feeling rusty and do some examples again.

 

If you’re looking for dead trees to hold, then these are the two entry-level EKG texts I recommend:

The most famous and popular EKG book around is hands down Dale Dubin’s Rapid Interpretation of EKG’s (often just called Dubin’s for short). The early portions utilize the same “programmed” learning as Felson’s, which is both effective and makes you feel like a child. Unfortunately, Dr. Dubin has also spent time in jail for making and owning child pornography, so let that information color your reading accordingly. His quite good 14-page summary (taken from the book) is also available for free online and in many ways is all you need to learn the basics or freshen up, depending on your background and the demands of your coursework. Dubin’s website itself also has some good information, but it’s very poorly designed.

Another one stop shop for basic EKG for medical students and non-cardiology-bound residents is The Only EKG Book You’ll Ever Need, which is more of a traditional text, extremely readable, and surprisingly quick. I personally prefer it to Dubin, though Dubin’s is absolutely the more popular of the two.

Your school library will probably have copies of both, but Dubin was always a bit hard to get a hold of at ours.

 

If you don’t mind the screen, then you can probably get away with a subset of these free resources:

ECGWaves has a free e-book and online course.

Learntheheart.com has what amounts to a complete standalone EKG online coursebook, which is broken down into the basic, topic review, cases, quizzes, and tons of example EKG tracings. The design could use a refresh, but the content is stellar and could easily replace a purchase. There’s also a lengthy review of cardiology.

The University of Utah runs an ECG Learning Center, which includes an “Outline” which is pretty good and also available as a free 88-page pdf.

The University of Wisconsin also has an online ECG course, though I’d say it’s not quite as good as Learn the Heart’s.

ECG Teacher has nice video tutorials: well-produced content, clear illustrations, good sound quality. Probably better than you’ll receive in the classroom.

ECG Made Simple requires a simple free registration but is quite good once past that hurdle. Lots of tutorials (including videos, for those so inclined)

SkillStat has a what seems like most of their The Six Second ECG Workbook available as free pdf chapters online from their website, which would make a nice addition to your iPad or other electronic reading device. They also have a nifty EKG simulator/generator for review and for testing. Either the software generates a tracing for the rhythm you select, or it generates a tracing and you identify it. Sorta fun. For those with ACLS on the horizon, it also has a nice little ACLS testing tool.

Quick ECG highlights and plenty of samples can be out at Online ECG Interpretation for Emergency Physicians (thanks, Paul).

If you’re still looking for some more sample tracings, then look no further than EKG’s for EM Physicians, which has 100 tracings with answers in addition to a succinct “How to read an EKG” section. ECG Wave Maven is a massive collection of cases. ECG library also has a good collection of tracings, though the picture quality leaves something to be desired.

How to Write (and maybe understand) a USMLE-style Question

02.18.13 // Medicine

Whether to help yourself or your classmates practice, produce learning materials for your students, make money, or perhaps to create a large free question bank the likes of which have never been seen, knowing how to write a USMLE-style board may be a skill you’re interested in cultivating.

In fact, even for students who only plan to take—not write—the USMLE, understanding the qualities of a Step question may help one understand how to approach (and hopefully guess/answer correctly) the ones on the actual exams.

The NBME actually has an extremely detailed Item Writing Manual (181 pages!). It’s quite long (but full of lots of examples), so I’ve compiled some highlights below. Read More →

Nanoism cameo in The Writer magazine

02.16.13 // Reading

Nanoism makes a brief cameo in the March 2013 issue of The Writer magazine as part of an article “Hey, shortie!” by Karen M. Rider about flash fiction. In this appearance, I am—as always—attempting to argue that the joys of tiny tales do not come at the expense or eschewment of longer pieces but are instead a reflection on the fullness of our days and our ever-growing interconnectedness. Or something. Find it online here.

Free Online Medical School Learning Resources

02.11.13 // Medicine

If I could go back to the first two years of medical school, I would buy USMLE World and make it an integral part of my longitudinal studying. The more I look back, the more I believe that doing questions as a primary learning activity formed the basis of the vast majority of my medical knowledge (Wikipedia probably filled in the rest).

Studying for Step 1 isn’t something you do for a month or two at the end of your second year; it’s actually a great way to learn the basic sciences for the first time as well. But for those looking online for additional sources to get you through your first two years (and sometimes you just need to read), the following is a compilation of free online resources for studying the basic sciences in medical school, including lectures and question banks.

Anatomy & physiology

SUNY downstate has a virtual anatomy practical, which is an excellent accompaniment to hours in the cadaver lab and Rohen’s. It also has a virtual dissection section, but the software/organization is a bit tedious. The University of Utah has a great neuroanatomy online anatomy section (as well as anatomy, pathology, and more).

Michael Anson has a Creative Commons-licensed question book that is freely downloadable online and contains more than 3600 questions in anatomy and physiology. The book is written in a fill in the blank style much to aid in fast memorization, much like Felson’s and Dubin’s.

Wikibooks has a free textbook, Human Physiology, which is actually pretty good. It’s nice to have a second easily-accessible resource online sometimes.

Biochemistry

The Medical Biochemistry Page is a nice little (but still dense) online text-book of clinical biochemistry. If your lecture slides are poor or your instructor doesn’t speak English (or both), you might supplement with these quick articles.

Histology

Histology World – an exhaustive and multi-sensory histology learning site, including pictures, audio, games, and quizzes. If you can ignore the mid-1990s’ site design, there’s a lot to learn.

Blue Histology also has images and great quizzes.

BU’s Histology Learning System is also beloved and has images that you can click to label/unlabel to learn your stuff.

The University of Michigan has what amounts to an entire histology course available online. The quality is excellent.

Temple has a nice collection of labelled histology and imaging slides to help learn neuroanatomy. UCSD medpics has even more.

Microbiology

Todar’s Online Textbook of Bacteriology is excellent. It just is. No fungi, parasites, or viruses though.

The University of South Carolina School of Medicine has an online microbio textbook that includes immunology, bacteriology, parasitology, virology, and mycology. You can use the site (it even has a stripped formatting version for mobile devices) or download pdf/ppt files.

Baron’s Medical Microbiology (4th ed) is also available online for free from the NCBI. It’s a real, thick textbook and best used as a resource PRN.

Medfools has high-yield microbiology charts for bacterial, fungal, and parasitic pathology. The series is only missing viruses. Many of your classmates will spend oodles of time making their own, but these are probably better (if you’re the kind of person who can stomach endless rows of microbiology crammed as tight as possible).

The Merck Manual of Infectious Disease is well-organized and concise.

Pathology

UPMC has a nice collection of pathology cases—these are extremely academic in nature and very dense, not for the feint of heart. (The Robbins casebook is a far easier way to learn high-yield pathology for board purposes).

Genetics

Some free online questions from Utah here are a nice self-assessment.

Pharmacology

Tulane has some nice interactive/instructional pharmacology quizzes organized by body system/use.

Multidisciplinary

MedMaster has learning tools for USMLE Step 1 and Step 2, a nice Atlas of Microbiology, and several other free downloads.

The University of Utah has a massive online resource that includes cross-sectional anatomy, neuroanatomy, pathology, and histology images, in addition to a large pathology question bank (in board-style format).

For the second-year clinical sciences (and beyond), The Merck Manual has great, well-organized and concise content on nearly all high-yield topics. MEDSKL is a growing site filled with polished & painless basic clinical medicine lectures.

You can find my recommendations for basic science textbooks and the preclinical NBME shelf exams here. My list of free online Step 1 questions is here.

Six Questions for Nanoism

02.08.13 // Writing

Six Questions For… is an interesting site: an ever-growing compilation of interviews with editors of flash fiction publications. Each interview is composed of exactly—wait for it—six questions.

Today’s six questions are with me. About Nanoism. You can read them here.

Memories of Life: re-published and available online

02.02.13 // Writing

My flash piece “Memories of Life” was originally published in the now defunct BURST magazine back in 2009. Such is the circle of internet literary magazine life.

Not only has it been republished, courtesy of The Story Shack, but it’s been upgraded with a piece of artwork by Hong Rui Choo that was inspired by the story. You can find them both here.

The Story Shack is I think essentially unique in that their daily-published stories all have commissioned artwork published alongside. And not just any art—art that was crafted specifically for and because of the writing. Seeing the art was a such a thrill, and the site is full of some really amazing companion pieces. I think Rui did an awesome job with it.

Florence

02.01.13 // Writing

I don’t write as much these days as I’d like. And until I began writing some non-fiction pieces about my experiences in medicine last year, I probably hadn’t written a personal narrative in over three years. The process is somewhat disquieting. Accuracy and authenticity and honesty and feeling can be shifting features on a zero-sum scale.

One of these pieces is called “Florence,” and it appears today in Pulse—voices from the heart of medicine, a site dedicated to creative nonfiction and poetry about health care. I get their stories in my email every week, and I actually read them, unlike the way I mean to read other stories that arrive in my mailbox but do not.

You can read it here.

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