Student Loans Books: Free Forever

When I began the project that eventually resulted in my two books on student loans, my long-term plan was to sell them temporarily, recoup some of the incredible time (and opportunity cost) burden of putting them together, and then eventually release them for free.

I’m happy to say that day is finally here.

From now on, you can always download the Kindle, epub, and pdf versions of Medical Student Loans and Dealing with Student Loans for free right here.

To receive your copy, you’ll need to sign up for my email list, and if you’re not interested in actually hearing from me again (which is totally fine), then just hit the unsubscribe link in the very first line of the email. (Okay, I admit I still haven’t actually started my newsletter yet, so I don’t have any gauge of how good it will be; the plan is quarterly [maybe?] starting 2019).

In order to subsidize the cost of giving these downloads away, I’ve brought on a sponsor. I want you to know that even though there will now be a single ad on a single page of this site (up from the current number of zero), there is no absolutely no tracking or cookies or anything of any kind. Ever. Because that makes the internet worse.

When I thought about who to bring on for the first sponsor, I may have left some cash on the table, but I specifically did not want to bring in a student loan refinancing company. While I have a relationship with most of them, these books are not about refinancing. That’s one chapter, which is a topic frankly not that interesting nor confusing, and I have no interest in endorsing one company over the nearly identical others within the context of this meticulously researched text, even by semi-passive association. So I instead reached out to Larry Keller.

If you ever read any of the sites in the proliferating physician finance blogosphere, you’ll certainly have seen Larry’s face, as he has done a ton to support doctors writing (about money) online. He specializes in disability and term life insurance—the former every doctor absolutely needs and the latter basically every doctor with a family needs—and he’s one of the good guys: an independent agent who knows what he’s doing and isn’t going to try to sell you whole life insurance. I also picked Larry for the first major sponsor of this site because he’s actually my insurance agent, so I can honestly recommend him without reservation.

But most importantly, I’m happy these books are free for the long term. I wrote them first and foremost to help as many people as possible, and making them free forever is the biggest part of that. While they say “student loans” in the title, these are also a good introduction to a decent chunk of personal finance for young doctors and other professionals.

So, learning about student loans and basic personal finance will cost you a few hours and not a dime. And, if you’re on the fence about the time, let me leave you with a quote from a recent review by Dr. James Dahle, author of The White Coat Investor:

[Dr. White] does a fantastic job though; I wish I had written the book. But more than that, I wish every medical school required it to be read before you could receive your first student loan.

Download your copy today.

Journey to the ABR Certifying Exam

If there is little information online about the ABR Core Exam, there is essentially none about the Certifying Exam. After several years, the only nuggets on the grapevine were that it was easy, nobody has ever failed, and you might as well do all your selected modules in the field of your fellowship.

All of that is probably true. But just as diagnostic imaging for pulmonary embolism in the ER is always indicated, more information is always better, right? Continue reading


Some of you may have noticed that things have been a little bit quieter than usual around here. While I’m still writing (and have plenty more in store), my attention was divided recently on a new passion project my wife and I just launched.

It’s called Kosher(ish), and it’s basically the first part of a new Jewish lifestyle brand and blog. Because why not? Also, because there aren’t enough fun things for us to dress our son in for the holidays, and Hanukkah isn’t the only one that deserves a t-shirt or some paper goods!

(We only have a few items for this 2018/5779 Hanukkah season, but if you’re in the market, time is running out to receive your order for the holiday.)

It’s not easy to balance a dinosaur-and-train-loving three-year-old, this sprawling website, a half-finished book, a new job, and a new venture! In the meantime, I have some exciting news about my student loans books coming soon and a bunch of great posts to close out the year.

Most of all, thanks as always for reading.

Retort of the week

Do you have any idea how many bullets I pull out of corpses weekly? This isn’t just my lane, it’s my [expletive] highway.

Pathologist Dr. Judy Melinek, responding on Twitter to an NRA tweet admonishing doctors to “stay in their lane” and stop discussing gun control.

Q&A: Pros/Cons of Choosing Radiology

Answers to some frequently asked questions about being a radiologist:


How bad is the grind?


Is there a race to the bottom?


Do procedures add or detract from the grind?


Do you begin to feel comfortable with radiology material during residency?


How much studying do you need to do? Does that need follow you home every day?


How exhausting is the work?

Mentally, quite. Physically, depends on your posture.

How easy is it to have a life outside of radiology/medicine?



Hope that clears things up!