Student loans are now depressingly the largest category of consumer debt outside of mortgages. In 2017, I published a book about managing student loans for medical students and doctors. In early 2018, I extensively revised that into a new book for a general audience. Then in the summer, I updated them both.



So, there are two books about how to manage your finances and student loans: one for doctors, one for everyone else. These are around 45k words, so they’ll take a few hours to get through, but it’s time well spent.

You can buy them on Amazon and Apple iBooks:

  • Medical Student Loans–for premeds, medical students, and physicians (iBooksAmazon)
  • Dealing with Student Loans–for everyone else (iBooksAmazon)

These are essentially the same book adapted for different audiences. You only need one.

Topics include:

  • Borrowing less and minimizing interest accrual during school
  • How Federal Loans Work & Federal Repayment Options
  • Income-driven repayment (IBR, PAYE, REPAYE, and ICR)
  • Federal “Direct” Consolidation
  • Forbearance & Deferment
  • Public Service Loan Forgiveness
  • Maximizing PSLF
  • Long-Term (IDR) Loan Forgiveness & Loan Repayment Programs (LRP)
  • Private Refinancing
  • Taxes & Retirement

There are very few good resources for student loans and a lot of misinformation. I wrote these books because no one else had. I hope you enjoy them.