Student loans are now depressingly the largest category of consumer debt outside of mortgages. In 2017, I published a book about managing student loans for medical students and doctors. In early 2018, I extensively revised that into a new book for a general audience. Then in the summer, I updated them both.
So, there are two books about how to manage your finances and student loans: one for doctors, one for everyone else. These are around 45k words, so they’ll take a few hours to get through, but it’s time well spent.
You can buy them on Amazon and Apple iBooks:
- Medical Student Loans–for premeds, medical students, and physicians (iBooks, Amazon)
- Dealing with Student Loans–for everyone else (iBooks, Amazon)
These are essentially the same book adapted for different audiences. You only need one.
- Borrowing less and minimizing interest accrual during school
- How Federal Loans Work & Federal Repayment Options
- Income-driven repayment (IBR, PAYE, REPAYE, and ICR)
- Federal “Direct” Consolidation
- Forbearance & Deferment
- Public Service Loan Forgiveness
- Maximizing PSLF
- Long-Term (IDR) Loan Forgiveness & Loan Repayment Programs (LRP)
- Private Refinancing
- Taxes & Retirement
There are very few good resources for student loans and a lot of misinformation. I wrote these books because no one else had. I hope you enjoy them.